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About Tennessee Flood Insurance

Flood Costs


 Tennessee flood insuranceAbout Tennessee Flood Insurance

Many people do not realize that flood damage is typically not covered by homeowners insurance policies. It was for this reason that Tennessee Flood Insurance was created. Parent company National Flood Insurance, LLC, was established first, followed shortly by Florida Flood Insurance, Inc. Coverage was added for additional states, including Tennessee, to make sure flood insurance was readily available.

Established in 2010, Tennessee Flood Insurance is proud to efficiently serve the residents and business property owners who call Tennessee home. With Tennessee’s history of flooding and flood damage, more and more Tennesseans recognize the need for flood insurance to protect valuable assets. Tennessee Flood Insurance is available to assist with the flood-insurance needs of the residents they serve.

 Tennessee flood insuranceFlood Insurance as a Necessity in Tennessee

With so many things to address when purchasing a home or business, sometimes flood insurance falls to the wayside. It should, however, be an integral consideration given Tennessee’s history of flooding. Innumerable lives have been lost and countless properties have sustained flood-related damage. From 1847 to 1951 there were 6 major floods, but it does not take a flood of enormous proportions to wreak havoc. As recently as August of 2012, 6 counties (Washington, Unicoi, Carter, Johnson, Sullivan, and Green) were detrimentally affected by flooding with roads and buildings damaged.

Anyone owning or renting property throughout Tennessee should understand that in a matter of hours a severe storm can produce heavy rainfall and flooding which can cause extensive damage to your home, condo, or business, with as little as an inch of water. It can take months and sometimes years to fix the damage caused. In addition to the costs of flood damage, property owners need to also consider other associated costs such as with temporary housing, alternative business premises, as well as any lost business revenue that might be incurred.

Tennessee is home to a number of large rivers, lakes, and streams. In fact, according to the Tennessee State Library and Archives, water is one of Tennessee’s most abundant resources. The cost to repair flood damage can be expensive, and there are also indirect costs to consider: temporary living spaces and business premises, and lost revenue can quickly add up. For this reason, renters and property owners should make purchasing flood insurance a priority.

The time to consider flood insurance is before a flood happens. Tennessee Flood Insurance strives to educate renters, homeowners, and business owners on flood insurance basics, including addressing the misconceptions. The most serious of these is that flood damage is covered by homeowners insurance. Typically it is not and a flood insurance policy is a separate purchase. Tennessee Flood Insurance’s dedicated agents have committed themselves to helping anyone wishing to purchase flood insurance, and to make clear, concise information regarding flood insurance coverage a top priority.

Agents at Tennessee Flood Insurance are available to address your flood insurance-related questions, to determine whether your home or business is in a flood zone, or to provide you with a quote for flood insurance. Protect your property and call 1-888-900-0404 for a free consultation today!

Take action today and call at 1-888-900-0404 to get a free Flood Zone Determination, a free flood insurance quote, or just to discuss your flood insurance related questions. Do not get caught without flood insurance. Protect your home and call us today! 

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